Hold a coin. Earn its fees. Spend them anywhere.
From launch to checkout — every step of the reward flow, in one place.
/ The flow
Step 01
Launch
Create a coin on pump.fun in one approval. It gets its own reward wallet.
Step 02
Claim
Every 10 minutes, creator rewards are claimed in SOL for every coin.
Step 03
Split
25% goes to the creator, 75% to the top 100 holders by % held.
Step 04
Record
Your share is recorded to your wallet and shows up on My card.
Step 05
Card
Issue a virtual Mastercard with rewards or SOL. $10 lands on it.
Step 06
Spend
Add it to Apple Pay or Google Pay and pay anywhere.
/ Every 10 minutes
Where each claimed SOL goes
Creator
Whoever launched the coin gets a quarter of every claim.
Holders
Split by how much of the coin you hold. Hold 2% of the top 100 → get 2% of the pool.
/ Your card
$16.40 in, $10 to spend
Pay from your waiting rewards or straight from your wallet in SOL. Top-ups later cost $1 + 4%.
/ How the money moves
Coin trades
pump.fun creator fees build up
Rewards claimed
Recorded to creator + holders
You sign
Free wallet message proves it's you
Dollars on card
At the live SOL price
/ Spend it anywhere
Apple Pay, Google Pay, Samsung Pay — and every Mastercard checkout
Amazon
ShopifyWorks online anywhere Mastercard is accepted — plus in stores through Apple Pay, Google Pay and Samsung Pay. Some merchants may still decline virtual cards.
/ Questions
Do I need to keep holding?+
Rewards are recorded each round for the top 100 holders at that moment. Anything already recorded stays yours even after you sell.
Why do I need a card to claim?+
Rewards are paid out as spendable dollars on your card, so you can use them straight away without swapping.
What does the card cost?+
$16.40 total, but $10 of that is loaded onto the card for you to spend. Only $6.40 is fees.
How do top-ups work?+
When your waiting rewards are worth at least $11.40, move them to your card. Fee is $1 + 4%.
Is my card safe?+
Every action that moves money or shows card details asks your wallet to sign a free message. We never store your full card number.
Can I freeze my card?+
Yes, freeze and unfreeze any time from My card.
Ready to earn?
Launch a coin or check what you've already earned.